Fannie Mae Foundation is committed to helping more first-time home buyers learn what it takes to buy a home. Download our FREE step-by-step information and get started on the path to homeownership today.

Knowing and Understanding Your Credit

  • Learn what credit is and why it is important to buy a home.
  • Find out how to order your credit report and correct any errors.
  • Discover what your credit score means to lenders.
  • Get helpful tips on how to repair past credit problems.
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Opening the Door to a Home of Your Own

  • Learn if youíre ready to buy a home.
  • Determine how much house you may afford.
  • See how much money you may need for a down payment.
  • Estimate your monthly mortgage payments.
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Choosing the Mortgage thatís Right for You

  • Learn what a mortgage is and calculate your buying power.
  • Understand fixed-rate, adjustable-rate, government, and other mortgage options.
  • See where to shop for a mortgage loan.
  • Understand key factors that affect your mortgage payments.
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Borrowing Basics: What You Donít Know Can Hurt You

  • Learn what you can do to avoid predatory lenders.
  • Discover signs that may point to an untrustworthy loan situation.
  • Understand ways you can get the best loan for your situation.
  • Receive a useful glossary of loan terms that will help you understand lending terms.
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